Whether they are seconded, expatriate or Third Country Nationals (TCN), we can support your employees abroad. We study each situation and offer you a pre-expatriation assessment.
The three types of employees abroad
Their French employment contract being maintained, these employees benefit from the usual Social Security benefits. But these employees - who cannot be seconded for more than 2 years - will sometimes need additional health coverage. Indeed, in countries where health costs are higher than in France, special contracts may be put in place to pay a supplement close to actual costs. Regarding the Provident component, the seconded remains bound to his French contract, with the possibility of setting up extensions.
Their French employment contract is replaced by an over-the-counter contract. They no longer contribute to Social Security, but to the Caisse des Français de l'énergie (CFE).
In practice, it is almost always the employer who pays the CFE contributions of his employee, this contribution being family. Depending on the resources committed by the company, two options are available for the Health component:
- coverage from the first euro: which consists of a full reimbursement of the health expenses incurred (sometimes with less great advantages in the fields of dentistry and optics),
- the contract to supplement CFE services: less advantageous than the previous one but with higher ceilings than in France.
Third country nationals (TCN)
As third-country nationals (TCNs) are not of French nationality, over-the-counter contracts will necessarily be put in place.
Contact us so that we can help you set them up.